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Home > Blog > Employment Practices Liability Insurance: Crucial for small businesses
MONDAY, NOVEMBER 28, 2016

Employment Practices Liability Insurance: Crucial for small businesses

According to a recent study, more than half of all claims filed for employment-related liabilities are against employers with fewer than 50 employees. Alarmingly, the study also reveals that not even 2 percent of small businesses have employment practices liability ( EPL) Coverage. Employment-related claims can be extremely costly, especially in cases that drag on for years. With a slow economy and increasing adoption of worker-friendly laws, these cases are on the rise. Discrimination claims have increased significantly in the last 20 years. Most claims are based on race, sex, age and disability. 

An affordable Solution: Fortunately, with employment-based lawsuits on the rise and the economy's sluggish upward climb, EPL Coverage is becoming more affordable. More insurers are beginning to offer EPL insurance policies with comprehensive coverage to smaller businesses to protect in tough times. The average cost of an employment lawsuit exceeding $270,000, the potential return dwarfs the initial cost of EPL coverage.  
Posted 2:49 PM

Tags: employment practices liability
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