Tuesday, December 13, 2016The only way to effectively protect the assets of your business is to carry adequate Commercial General Liability (CGL) insurance coverage. CGL protects your business from damages caused by bodily injury or property damage for which your business is found to be legally liable. READ MORE >>
Wednesday, December 7, 2016For an additional premium to your homeowners insurance policy, an endorsement for water backup and sump discharge will cover losses caused by the following: * The backup of water or waterborne materials through a sewer or through a drain. * Water or waterborne material that overflows from a sump, even if the backup of READ MORE >>
Monday, December 5, 2016while the amount of danger from winter weather varies across the country, nearly all Americans, regardless of where they live, are likely to face some type of severe winter weather at some point in their lives. Winter storms can range from a moderate snow over a few hours to a blizzard with blinding, wind- driven snow that lasts for several days. READ MORE >>
Wednesday, November 30, 2016Excess liability insurance (ELI), more commonly known as umbrella insurance, is one of the most important types of insurance your company can buy. It protects your business from holes or limits in existing policy coverage as well as from financially draining lawsuits. Just as you READ MORE >>
Monday, November 28, 2016According to a recent study, more than half of all claims filed for employment-related liabilities are against employers with fewer than 50 employees. Alarmingly, the study also reveals that not even 2 percent of small businesses have employment practices liability ( EPL) Coverage. READ MORE >>
Wednesday, November 23, 2016Insuring a new driver can be expensive. Learn what you can do to keep your premiums as low as possible and your teen accident-free. Top ways to save on your auto premium * Consider raising your deductible * Ask about a good student discount * Have your teen keep up their good driving record READ MORE >>
Monday, November 21, 20161. Thawing your turkey or any meat product on the counter might seem easier but isn't safe. You should thaw your turkey in your refrigerator, in cold water, or in the microwave oven. 2. Believe it or not, pumpkin pie contains milk and eggs, so make sure that you first bake READ MORE >>
Friday, November 18, 2016As technology becomes increasingly important for successful business operations, the value of a strong cyber liability insurance policy will only continue to grow. The continued rise of information stored and transferred electronically has resulted in a remarkable increase in the potential exposures facing READ MORE >>
Wednesday, November 16, 2016 Snowmen, snow angels and snowball fights are fun activities for children and the young at heart. But being outside in cold temperatures can have an adverse effect on your health if you are not careful. Frostbite is common for those who have prolonged exposure to cold temperatures and low wind chill factors. READ MORE >>
Tuesday, November 15, 2016First off, what is an Independent Insurance Agent? There are two kinds of insurance agents, Captive Agents and Non-Captive, or Independent Insurance Agents and the there is a big difference! Captive Agents are committed to one insurance carrier, like AllState or State Farm, and are restricted to selling that one company’s product line. READ MORE >>
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