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Nelson Brothers Agency Blog: 11_2016

View the latest blog posts from Nelson Brothers Agency.

Excess liability insurance (ELI), more commonly known as umbrella insurance, is one of the most important types of insurance your company  can buy. It protects your business from holes or limits in existing policy coverage as well as from financially draining lawsuits. Just as you READ MORE >>

According to a recent study, more than half of all claims filed for employment-related liabilities are against employers with fewer than 50 employees. Alarmingly, the study also reveals that not even 2 percent of small businesses have employment practices liability ( EPL) Coverage. READ MORE >>

Insuring a new driver can be expensive. Learn what you can do to keep your premiums as low as possible and your teen accident-free.  Top ways to save on your auto premium * Consider raising your deductible  * Ask about a good student discount * Have your teen keep up their good driving record READ MORE >>

1. Thawing your turkey or any meat product on the counter might seem easier but isn't safe.  You should thaw your turkey in your refrigerator, in cold water, or in the microwave oven.  2. Believe it or not, pumpkin pie contains milk and eggs, so make sure that you first bake  READ MORE >>

As technology becomes increasingly important for successful business operations, the value of a strong  cyber liability insurance policy will only continue to grow. The continued rise of information stored  and transferred electronically has resulted in a remarkable increase in the potential exposures facing READ MORE >>

  Snowmen, snow angels and snowball fights are fun activities for children and the young at heart. But being outside in cold temperatures can have an adverse effect on your health if you are not careful. Frostbite is  common for those who have prolonged exposure to cold temperatures and low wind chill factors. READ MORE >>

First off, what is an Independent Insurance Agent?   There are two kinds of insurance agents, Captive Agents and Non-Captive, or Independent Insurance Agents and the there is a big difference!   Captive Agents are committed to one insurance carrier, like AllState or State Farm, and are restricted to selling that one company’s product line. READ MORE >>

With spring cleaning far behind, and summer fun all but over, it’s time to start fall home maintenance.  Fall is the perfect time to perform important maintenance to your home so you’re not caught in the middle of winter with a drafty house or a malfunctioning heater. READ MORE >>

Falling snow can be picturesque, but it can also wreak havoc on the roads. While no one enjoys driving in snowy or slippery conditions, there are steps you can take to help improve your safety with these winter driving tips. Here are some guidelines that can help you stay safe when driving in adverse winter conditions: READ MORE >>

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