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Nelson Brothers Agency Blog

View the latest blog posts from Nelson Brothers Agency.

In some form or another, distracted driving has always been a safety increase in cellphone use over the past decade has put an increased focus on the hazard of distracted drivers. It is universally recognized that hand-held mobile device use, especially texting, while driving greatly increases the risk of an accident. READ MORE >>

Its the holiday season! The time for decorations and festivities to celebrate the season. While we welcome you displays of holiday spirit,  it is important to keep safety in mind. Here are some holiday safety guidelines to follow to ensure we all celebrate the season safely.  READ MORE >>

We all know that safety is important, but do you realize just how costly a workplace injury can be? When all is said and done, injuries can cost business owners hundreds of thousands of dollars. The extra expense to pay injuries has a powerfully negative effect to a company's bottom line. READ MORE >>

1. Develop Strategies to Prevent a Data Breach: Your data breach prevention strategies may include encrypting all devices used by your employees, such  as laptops, tablets and smartphones. Encrypting these devices will prevent unauthorized access if a device is lost or stolen. Unencrypted devices are often  READ MORE >>

The only way to effectively protect the assets of your business is to carry adequate Commercial General Liability (CGL) insurance coverage. CGL protects your business from damages caused by bodily injury or property damage for which  your business is found to be legally liable.  READ MORE >>

For an additional premium to your homeowners insurance policy, an endorsement for water backup and sump  discharge will cover losses caused by the following: * The backup of water or waterborne materials through  a sewer or through a drain. * Water or waterborne material that overflows from a sump, even if the backup of READ MORE >>

while the amount of danger from winter weather varies across the country, nearly all Americans, regardless of where they live, are likely to face some type of severe winter weather at some point in their lives. Winter storms can range  from a moderate snow over a few hours to a blizzard with blinding, wind- driven snow that lasts for several days. READ MORE >>

Excess liability insurance (ELI), more commonly known as umbrella insurance, is one of the most important types of insurance your company  can buy. It protects your business from holes or limits in existing policy coverage as well as from financially draining lawsuits. Just as you READ MORE >>

According to a recent study, more than half of all claims filed for employment-related liabilities are against employers with fewer than 50 employees. Alarmingly, the study also reveals that not even 2 percent of small businesses have employment practices liability ( EPL) Coverage. READ MORE >>

Insuring a new driver can be expensive. Learn what you can do to keep your premiums as low as possible and your teen accident-free.  Top ways to save on your auto premium * Consider raising your deductible  * Ask about a good student discount * Have your teen keep up their good driving record READ MORE >>

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